Bankruptcy Debtor/Creditor Relations
What We Do
We assist individuals, families, and small business owners who are struggling to manage debts and finances, as well as those who need assistance collecting what is owed to them. Recently, we helped a former commercial real estate developer shed more than $4 million in personal debt, including more than $300,000 in personal income tax debt, in a personal Chapter 7 bankruptcy. We have also helped a local small business collect a significant account receivable, through the filing of a lawsuit.
CONTACT ESSEX RICHARDS
We Find the Least Expensive & Most Practical Resolution
There is no one-size-fits-all solution to debt and credit problems. We have seen just about everything and strive to minimize surprises and find solutions. We listen to and collaborate with our clients, helping them understand their circumstances, evaluate their options, and determine and carry out the least expensive and most practical resolution to their financial issues.
We are a debt relief agency helping people file for bankruptcy relief under the United States Bankruptcy Code.
Who can help?
How We Helped...
When my business failed, creditors swiftly litigated to enforce my personal guarantee while debtors took advantage of my position by delaying payments and making hardship claims of their own. I've never been under such stress. Hiring Heather to deal with both my creditors and debtors was the best move I could have made. Her knowledge of the law and her demeanor were a Godsend – just what I needed. She represented me in court, and counseled me on my rights as a debtor and how to keep personal property from being liquidated to satisfy creditors. She intervened when creditors attempted to bully me. Just as important, she was cool when I was overwrought. If she hadn't gone into law, her personality would have made her a perfect emergency room doctor.