U.S. News & World Report and Best Lawyers have named Essex Richards to their 2023 list of “Best Law Firms” in America. The firm received a national ranking and metropolitan rankings in several practice areas. For the seventh year in a row, Essex Richards earned a national ranking …
The Case for Block Billing
By: Norris A. Adams, II After almost 17 years litigating ERISA cases, I say with some level of credibility – at least I hope — that there are many extraordinary and difficult aspects that employees/participants/claimants/plaintiffs face with ERISA.1 There is the absence of meaningful cross-examination, …
Essex Richards ERISA Litigation Team Earns National Recognition
U.S. News & World Report and Best Lawyers have named Essex Richards to their 2022 list of “Best Law Firms” in America. The firm received a national ranking and metropolitan rankings in several practice areas. For the sixth year in a row, Essex Richards earned a national ranking …
Essex Richards ERISA Litigation Team Earns National Recognition
U.S. News & World Report and Best Lawyers have named Essex Richards to their 2021 list of “Best Law Firms” in America. The firm received a national ranking and metropolitan rankings in several practice areas. For the fifth year in a row, Essex Richards earned a national ranking …
I am high-risk for COVID-19. Am I eligible for disability benefits?
It depends. I know, I know. “It depends” is the archetype of the frustrating noncommittal attorney answer. But really, it does depend – in large part on the language of your short-term disability (“STD”) policy or long-term disability (“LTD”) policy. In the interest of making …
Essex Richards ERISA Litigation Team Earns National Recognition
U.S. News & World Report and Best Lawyers have named Essex Richards to their 2020 list of “Best Law Firms” in America. The firm received a national ranking and metropolitan rankings in several practice areas. For the fourth year in a row, Essex Richards earned a national ranking …
THE ERISA GRINCH
Who thinks it’s a good idea to write a Christmas-themed ERISA blog post? Why we do, that’s Who! In our practice, we deal with all manner and sort of insurance companies while advocating for our clients’ benefit entitlements under ERISA-governed group long-term disability (LTD) plans …
The Potential Financial Burdens of Surgery (and how to avoid them)
Before last year, I had undergone a grand total of zero surgeries. Zilch, nada, nil. Not even wisdom teeth extraction. Mind you, a lot of effort went into maintaining my pristine surgical record (or lack thereof). If I had a dollar for every time a …
Common LTD Policy Exclusions
When you file a claim for long-term disability (“LTD”) insurance benefits, you naturally expect that the insurance company will comply, treat you fairly, and pay the benefits to which you are entitled. However, the vast majority of group (ERISA) LTD policies contain limitations and exclusions …
Reliance on Conflict
It seems like just about everyone these days is talking about conflicts of interest. The dems say the repubs are conflicted. The repubs say the dems are conflicted. Chaucer says everyone’s conflicted (“doctors & druggists wash each other’s hands”). A Canterbury Tales reference? Super hip, …
When It Comes To The Definition of Disability, Insurers Don’t Play Fair
Here’s a non-exhaustive list of things that aren’t fair: When a coworker/friend/random stranger spoils the latest episode of your favorite TV show (Game of Thrones, anyone?). When your spouse eats your leftovers. When your Amazon Prime package doesn’t arrive within the previously promised two-day timeframe. …
What Is ERISA?
What Is ERISA? The Employee Retirement Income Security Act of 1974, commonly known by its acronym ERISA, is a federal law that applies to most private employers. ERISA protects plan participants and their beneficiaries by setting minimum standards for retirement, health, disability, and other welfare …
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