Disability Insurance Claim Denied? We can help!

Let us review your disability claim today.

If your disability claim has been denied or terminated, we are here to help. From offering assistance with disability applications, to appealing a disability denial or termination, to litigating the wrongful denial or termination of disability benefits, our attorneys are experienced in every step of the disability claims process.


CONTACT ESSEX RICHARDS

With decades of experience handling claims governed by ERISA, including long term disability insurance claims, short term disability insurance claims, and other employee benefits claims, our powerful legal advocates have successfully represented employees in ERISA administrative appeals and ERISA litigation in Charlotte and throughout the entire state of North Carolina.


    Was Your Claim Denied By One of These Companies?

    • Aetna insurance company logo
      Aetna-logo
    • AIG insurance company logo
      AIG-logo
    • Allstate insurance company logo
      Allstate-logo
    • Anthem insurance company logo
      Anthem-logo
    • Assurant insurance company logo
      Assurant-logo
    • Berkshire Insurance Group insurance company logo
      Berkshire-Insurance
    • BlueCross BlueShield insurance company logo
      Blue-Cross-Blue-Shield-bcbs1-
    • Boston Mutual insurance company logo
      Boston-Mutual-Life_Insurance
    • Broadspire insurance company logo
      Broadspire-logo
    • Canada Life insurance company logo
      Canada-Life-logo
    • Cigna insurance company logo
      Cigna-logo
    • CNA insurance company logo
      CNA-logo
    • Colonial Life insurance company logo
      Colonial-insurance-logo
    • CUNA insurance company logo
      CUNA-logo
    • Dearborn National insurance company logo
      Dearborn-Nationallogo
    • Genworth insurance company logo
      Genworth-logo
    • Great West Financial insurance company logo
      Great-West-Financial-logo
    • Guardian insurance company logo
      Guardian-Insurance-logo
    • Highmark insurance company logo
      Highmark-logo
    • insurance company logo
      Humana-logo
    • Insurance Network America insurance company logo
      Insurance-Network-America
    • Jefferson Pilot Financial insurance company logo
      Jefferson-Pilot-Financial
    • John Hancock insurance company logo
      John-Hancock-Insurance-logo
    • Liberty Mutual insurance company logo
      Liberty-Mutual
    • Lincoln Financial Group insurance company logo
      Lincoln-Financial-logo
    • Mss Mutual insurance company logo
      Mass-Mutual
    • Met life insurance company logo
      MetLife-insurance-logo
    • Morgan Stanley insurance company logo
      Morgan-Stanley-logo
    • Mutual of Omaha insurance company logo
      Mutual-of-omaha
    • Nationwide insurance company logo
      Nationwide
    • New York Life insurance company logo
      New-York-Life
    • Northwest Mutual insurance company logo
      Northwestern-Mutual
    • Optum insurance company logo
      Optum-Logo
    • Pacific Life insurance company logo
      Pacific-Life
    • Pitney Bowes insurance company logo
      Pitney-Bowes-logo
    • Principal insurance company logo
      Principal-Financial-logo
    • Prudential insurance company logo
      Prudential-Financial
    • Reliance Standard insurance company logo
      Reliance-Standard
    • Sedgwick insurance company logo
      Sedwick
    • Sun Life Financial insurance company logo
      Sun-Life-Financial-logo
    • The Hartford insurance company logo
      The-Hartford-Financial-Services-Group-logo
    • The Standard insurance company logo
      The-Standard
    • Trustmark insurance company logo
      Trustmark-Benefit-Solutions
    • United Health Care insurance company logo
      United-Healthcare
    • UNUM insurance company logo
      Unum-logo
    • US Able Life insurance company logo
      USable-Life

    Our disability lawyers have helped individuals suffering from a wide range of disabling conditions, including:


    Adult Attention Deficit/Hyperactivity Disorder (ADHD/ADD), Ankylosing Spondylitis, Anxiety, Ataxia, Back Disorders, Bipolar Disorder, Cancer, Carpal Tunnel Syndrome, Cerebral Atrophy, Chronic Fatigue Syndrome, Chronic Pain, Chronic Venous Insufficiency, Conversion Disorder, COPD, Crohn's Disease, Degenerative Disc Disease, Degenerative Joint Disease, Depression, Diabetes, Endocrine Disorders, Epicondylitis, Epilepsy, Epstein-Barr Virus, Eye Disorders, Fibromyalgia, Headaches and Migraines, Hearing Impairment, Heart Disease, Hepatitis C ,HIV/AIDS, Hypersomnia, Irritable Bowel Syndrome / IBS, Inflammatory Arthritis , Insomnia, Kidney Disease,Knee Disorders, Lupus, Lyme Disease, Macular Degeneration, Macular Edema, Meniere's Disease, Morbid Obesity , Multiple Sclerosis (MS), Muscular Dystrophy, Narcolepsy, Neck / Cervical Disorders, Non-Epileptic Seizures, Obstructive Sleep Apnea, Osteoarthritis, Panic Disorder, Parkinson's Disease, Peripheral Arterial Disease, Peripheral Neuropathy, Polymyalgia Rheumatica, Post Traumatic Stress Disorder (PTSD), Psoriatic Arthritis, Psychosis, Recurrent Arrhythmias, Restless Legs Syndrome, Rheumatoid Arthritis, Rotator Cuff Injuries , RSD / Complex Regional Pain Syndrome, Ruptured / Herniated Disc, Schizophrenic, paranoid and other psychotic disorders, Shoulder Disorders, Sjögren’s Syndrome, Sleep Apnea, Sleep Paralysis, Speech Disorders, Stroke, Somatic Symptom Disorder (Somatoform), Substance Abuse Disorder, Syncope, Tendinitis, Tension Neck Syndrome, Undifferentiated and Mixed Connective Tissue Disease, Vestibular Dysfunction

    Experienced ERISA Attorneys You Can Trust